MOSERS administers retirement, life insurance, and long-term disability benefits to most state employees.
This organization provides retirement, disability and death benefits to employees from the Missouri Department of Transportation (MoDOT), Missouri State Highway Patrol (MSHP) and MPERS staff.
The deferred compensation plan is a personal retirement savings account that will provide a necessary form of pay when you quit working. Employees contribute to this account throughout their career, direct their own investments, and manage their own balance in retirement. .
Social Security is the foundation of economic security for millions of Americans—retirees, disabled persons, and families of retired, disabled or deceased workers.
For a better idea of the amount you can expect to receive from social security, visit their Retirement Estimator tool at www.socialsecurity.gov/estimator. You can also view your official social security statement online by creating an account at www.socialsecurity.gov/myaccount
Deciding how and when you receive Social Security retirement benefits can significantly impact your retirement security. Use this checklist to help identify what you need to know.
Download this monthly budget spreadsheet (.xltx) to help you keep track of your personal or family budget.
Mint makes managing your personal finances a cinch. Be the master of your money so you can get more out of life.
This calculator shows how cutting back can add up over time.
Get a custom repayment plan and see how you can lower interest rates, decrease monthly payments, and find forgiveness.
This calculator will show you how long it will take to pay off your debt using a minimum payment, a fixed amount of your choosing, or a time when you would prefer to be debt free.
The deferred compensation plan is a convenient and low-cost way for state of Missouri employees to save extra money for retirement with both before- and after-tax (Roth) money.
MOSERS (via MCHCP), MPERS and Conservation offer a confidential counseling and referral services through ComPsych that can help you and your family successfully deal with life's challenges.
MOSERS & MPERS provide long-term disability benefits free of charge to most state employees. These benefits may help you get back on your feet in time to return to work or to retire.
The State of Missouri offers four pre-tax programs that allows an employee to pay for certain benefits without being taxed on the expenditure.
MOSERS administers term life-insurance to most state employees. All MOSERS insurance is "term life" insurance. There is no cash or loan value. Benefits are paid upon the death of a covered participant.
Enrolling in the Plan is as simple as answering a few questions about yourself and choosing how much money to automatically contribute to the Plan each paycheck. The process is secure and quick.
This calculator uses your personal information to develop a custom savings forecast that takes into consideration pension, social security, the deferred compensation plan and other savings.
Using illustrations, this calculator shows how making regular contributions over a long period of time can have a big impact on your total retirement savings.
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BrokerCheck is a free tool to help investors research the professional backgrounds of brokerage firms and brokers currently or formerly registered with FINRA or a national securities exchange, as well as current or former investment adviser firms and representatives.
This calculator shows you how increasing your contributions can provide a valuable boost to your future savings. Even small increases can really add up over time.